How It Works
Invest in exclusive UK property-backed loans secured by First Charge Security.
We are committed to providing investors with a platform where they can build their wealth portfolios online, at their own pace and level, in a simple, repeatable way.
*Capital at Risk. FCA Regulated. No FSCS Protection.
Become a Sourced Capital investor in 3 steps:
Create Your Account.
Verify Your Investor Status.
Invest.
*Capital at Risk. FCA Regulated.
No FSCS Protection.
Our simple investment process.
Choose a Project: Select a property project to invest in.
Lend Money: Funds are lent via our platform.
Earn Interest: Receive interest on your investment.
Repayment: Borrowers repay the loan upon project completion.
Re-invest or Withdraw: Re-invest in new projects or withdraw your funds.
*Capital at Risk. FCA Regulated. No FSCS Protection.
What a great business and a great team!
I have invested in property-related projects via Sourced Capital for three years. Sourced Capital’s commitment to customer service demonstrates a best-in-class team of people who go out of their way to ensure you are thoroughly updated on ongoing projects and fully briefed on future investment opportunities.
John
Investor since 2020.
Very transparent and honest.
Very transparent and honest. Great investment and personal service. Even when deals were delayed I felt they were acting in my shoes. Immediate return of funds where requested also gives confidence.
Petros
Investor since 2022.
Our Track Record of Zero Fees and Zero Losses Means you can Enhance Your Returns.
We blend our investment expertise with smart technology to provide investors the buying power and investment opportunities traditionally reserved for billion-pound institutions.
Not only that, every project that Sourced Capital raise money for is scrutinised from beginning to end, both to protect our investor’s capital, but also to safeguard the borrower. Sourced Capital also go through this rigorous process to secure its reputation and track record to date.
* Capital at Risk. FCA Regulated. No FSCS Protection.
What Happens in the Event of a Peer-to-Peer Lending Platform Failure?
It is part of the FCA regulations that peer-to-peer lending platforms have a plan in place, which facilitates the wind down of the company, should it come to a platform failure. This may include the introduction of a third-party to manage the repayment or recovery process of the loan book.
As a lender, the loan agreements are between you and the borrower. This is in place, so that lenders should continue to receive repayments on their loan during a wind down process.
Any monies that Sourced Capital hold on behalf of lenders would be held in a client account in accordance with FCA rules and would therefore be returned to them.
* Capital at Risk. FCA Regulated. No FSCS Protection.
Ways To Invest
There are 3 ways to invest into our property-backed loans. Each of these offer the same level of return and security. Minimum investment of £1,000 applies to all.
*Capital at Risk. FCA Regulated. No FSCS Protection.
Cash
Add funds into your wallet and choose which projects to invest in.
IFISA
Open an innovative finance ISA or transfer your existing one to invest into our loans.
SSIP/SSAS Pension
Make your pension work harder by investing it into our projects.
Examples of Previously Funded Projects
Check out a few examples of property projects previously funded by Sourced Capital.
Nelson Road
Loan Amount: £1,953,000
Interest Rate Payable: Up to 12% pa
Average Interest Rate: 11.95%
Original Loan Term: 14 months
Current Loan Status: Fully repaid
Upper Hoyland
Loan Amount: £1,354,500
Interest Rate Payable: Up to 12% pa
Average Interest Rate: 11.91%
Original Loan Term: 12 months
Current Loan Status: Fully repaid
Wellsway
Loan Amount: £433,500
Interest Rates Payable: Up to 12% pa
Average Interest Rate: 11.65%
Original Loan Term: 6 months
Current Loan Status: Fully repaid
Join our exclusive community of investors.
Our digital platform opens doors to diverse UK property projects, eliminating the need for hands-on management while offering you a range of investment options.
* Capital at Risk. FCA Regulated. No FSCS Protection.