What is Peer to Peer Lending?
Peer to Peer Lending (also referred to as P2P or P2B – Peer-to-business) is the practice of borrowers taking out loans from individual investors who are willing to lend their own money for an agreed interest rate. It has become so popular in recent years (thanks...
P2P vs. Crowdfunding
More and more would-be buy to let landlords are turning to ‘easier’ ways to make money from property these days. And who can blame them? Landlords have been hit in recent years by government tax incentives, such as abolishing landlord mortgage interest relief and...
How to Invest in Property Through P2P
Peer to Peer Lending is an increasingly popular means of investing thanks to typically higher returns than traditional or high street lenders provide. A typical return from a Peer2Peer platform today can be six to nine per cent. Peer to Peer finance lends itself...
How Inflation is Making Your Savings Lose Money
The rate of inflation tends to rise on an annual basis. Only once in the past 15 years has it dropped – and that was post-recession back in 2009. At that point, it was a minus figure of 0.5%. In other years, including 2011, it was as high as 5.2%. It sounds like a...